Lucy wanders back to her old apartment and presses all the buzzers, hoping to find someone who can help her. She is surprised to hear Mr. Finkley’s voice answer her, and he allows her to come up after she promises that she will not steal from him. Mr. Finkley remembers her as the person who gave him the plants, which she discovers are all over his apartment. She does not remember giving him his first plants and tells him about her memory loss. Mr. Finkley recommends that she go out and try to make the best of her new life, especially since she did not enjoy the old one. She leaves his apartment and decides to check her bank balance to see if she can afford a coffee. She is shocked and delighted to discover that her bank account is full of money.

Lucy decides to treat herself to a shopping spree at Selfridges, a department store in London. She starts with croissants and coffee and then meets Linda, a personal shopper who helps her try on outfit after outfit. She ends up buying a 2,080-pound suit, shoes, and accessories. Lucy justifies it to herself, thinking that the point of having a large bank account balance is to be able to spend it.