62 pages 2 hours read

Susie Tate

Gold Digger

Fiction | Novel | Adult | Published in 2024

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Chapters 21-30

Chapter Summaries & Analyses

Chapter 21 Summary: “Little Stowaway: Ollie”

Content Warning: This section of the guide includes discussion of physical abuse, addiction, substance use, and sexual content.

Hayley left a note for Lottie that read, “Gone to the big house to find Florrie” (166), so she hurried over. When the police question Lottie’s caregiving, she blames a broken security gate that her landlord never fixed.

When it seems like the police will call social services to tell them of this negative incident, Ollie surprises everyone by stating that Lottie is his fiancée. His influence prevents social services from being involved, though there will still be a police report. He assures Hayley that she’ll see Florrie often, earning a rare, beaming smile from her.

Chapter 22 Summary: “Frustration and Hurt Pride: Lottie”

After Mrs. Higgins brings Hayley to another room, Lottie argues with Ollie. She’s angry that he lied to the police and made promises to Hayley. Ollie blames her for not telling him about Hayley, saying that he would’ve understood her need for money.

When Ollie says that the situation is her fault, Lottie breaks down, admitting that she feels like everything is her fault and has been strong for Hayley for so long. Ollie comforts her, acknowledging that she’s doing her best and apologizing for being so hard on her lately.